Disclaimer and Legal Notices

While all attempts have been made to provide accurate and verifiable information in this publication, neither the Author nor the Publisher assumes any responsibility for errors, inaccuracies or omissions.  Any slights of people or organizations are unintentional.

This publication is not intended for use as a source of legal or accounting advice.  Both the Publisher and Author want to stress that the information contained herein may be subject to varying federal, state and local laws or regulations.  All users are advised to retain competent legal counsel to determine what federal, state and local laws or regulations may apply to the user’s particular business. 

The purchaser or reader of this publication assumes responsibility for the use of these materials and information.  Adherence to all applicable laws and regulations, federal, state and local, governing professional licensing, business practices, advertising and all other aspects of doing business in the United States, or any other Country or jurisdiction is the sole responsibility of the purchaser or reader.  The Author and Publisher assume no responsibility or liability whatsoever on the behalf of any purchaser or reader of these materials.